Privacy
Privacy Policy
This policy describes how Oak & Harbor Insurance collects and uses information submitted through our website, including our quote request and contact forms.
Information we collect
When you submit a quote request or contact form, we collect the details you provide, such as your name, email address, phone number, state, ZIP code, the coverage you are interested in, and any additional information you choose to share. For commercial requests, this may include business name, business type, and a brief description of operations. We do not request Social Security numbers, driver’s license numbers, or payment information on our quote forms.
How we use your information
We use the information you submit to prepare a quote, contact you about your coverage needs, and communicate about your request. We do not bundle a quote request with newsletter or marketing enrollment.
How we store and protect your information
Quote requests are saved in a database accessible only to authorized administrators of Oak & Harbor Insurance. Submission data is not publicly accessible. We use spam protection and rate limiting on our public forms to reduce abuse.
Sharing your information
To prepare quotes, we may share relevant details with insurance carriers, wholesalers, or intermediaries as needed to evaluate coverage options. We do not sell your personal information.
Email notifications
When you submit a request, an email notification is sent to our agency. We do not send automated emails to the address you provide; a member of our team will contact you directly. Email delivery depends on our email provider and sender verification.
Your choices
You are not required to submit a quote request. If you would like us to correct or remove information you have submitted, contact us at info@oakharborinsure.com or (256) 635-7213.
No coverage is bound
Submitting a quote request does not bind coverage. Coverage is subject to underwriting and policy terms.
Contact us
For privacy questions, contact Oak & Harbor Insurance at info@oakharborinsure.com or (256) 635-7213. Serving Alabama, Georgia, South Carolina, and Texas.
Last updated: October 2026.